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Account before flying

Multi-currency accounts and a credit score in the U.K.

Our app, once live, will allow you to open an account while you are in India. Receive physical and virtual debit cards. Transfer your India credit bureau score. Fund your account from anywhere in the world. Set savings Goals and spend Budgets.

Best conversion rates

Instant transfers to India from our embedded remittance market place

Our unique payments market place, once live,  will source live rates from major money transfer service providers and offer you a discount on fees and margins, to ensure you get the best conversion rates.

Invest and Trade

We aspire to optimise your money and your time

Our app, once live, we will make investing and trading effortless for you with FX, equity trading platforms and other investment tools all in one place through our partnerships with licensed providers.

Student Accounts

Ask for a quick payment from your folks.

Ribbon PayMe, once live, will be a unique solution for international students. Our app will allow you to generate a payment link and share it with your parents back home, who can then credit the amount directly to your account.

Business Accounts

Connecting UK SMEs to India

We are committed to supporting SMEs to grow and flourish in the UK. That is why we are creating a digital business account that is fast and easy to open, simple to operate and a powerful tool to complement your business.

Grow together

A financial services app that offers you multi-currency accounts, deposits and mortgages as well as access to Crypto, FX and global equity trading platforms

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A unified digital

When launched, our app will provide you with a fully integrated environment of financial services provided by suitably authorised financial services providers:

icon_4 View all your bank accounts & credit cards in your Ribbon App

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icon_4 Multi-currency accounts

icon_4 FX trading platforms

icon_4 Invest in US & UK equity & stock markets

icon_4 Physical & virtual debit cards

icon_4 Wealth management

icon_4 Mortgages


Change is in your hands

Once you are able to use your Ribbon card, your transactions will make a real difference.

Based on your spending pattern -

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The true reward is seeing the positive impact your money has through our app.

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About Us

Ribbon is part of a UK-India corridor focused financial services group with industry experts and leaders as co-founders and the board

1 (2)
Ashesh Jani CEO & Co-founder Former Retail and Digital Banking head of a large Indian bank. Proven track record of delivering results in the UK, EU and Canada markets.
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Rajesh Radhakrishnan Chief Technology Officer Experience of implementing, adapting and managing IT infrastructure, applications and platforms along with building crypto currency trading platforms and e-wallets
2 (1)
Marcus Wohlrab Non Executive Director Former Executive Vice President at NASDAQ, EASDAQ Stock Markets and Co-Founder of the Gibraltar Stock Exchange
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Nuria Harjani Non Executive Director Specialises in business advisory, client acquisition, growth and management of portfolios in Finance, E-money and Fintech across Europe
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Suchit Punnose Executive Chairman & Co-founder Founder of Red Ribbon Asset Management Plc, the ultimate holding company of Ribbon Plc
Sal Syed (3)
Sal Syed Head of Digital Former Oracle and SAP software services executive, experienced in launching and advising technology startups, delivering FinTech & RegTech solutions, and managing Digital Transformation projects.

Register for a free account

We believe our presence in multiple geographies, once established and licensed, will offer you a seamless cross-border experience with country-specific solutions.



Launching in the United Kingdom and Gibraltar this year. Coming soon to India and other countries.

We are now Carbon Neutral.


Join us and get 1000 Ribbon Coins.

Share your contact details with us and you will be the first to know when Ribbon makes its debut. Join the journey.

Let's grow together, share now!

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