We are a net-zerofinancial servicesplatform

Our concern for the wellbeing of both people and our planet, drove us to create a digital ecosystem where transaction can become the currency for transformation.

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We are a net-zerofinancial servicesplatform

Our concern for the wellbeing of both people and our planet, drove us to create a digital ecosystem where transaction can become the currency for transformation.

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We are a carbon neutral financial services platform

Our concern for the wellbeing of our planet and people, motivated us to create a digital ecosystem where your transactions can become the currency for transformation.

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Our vision goes beyond banking

We are building a sustainable financial platform, which aims to empower our customers to take charge of their financial journey and have a positive impact on the planet while doing so.

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Agency over your financial wellbeing

We are merely the vehicle, you are in the driving seat. By using an open-platform which integrates the best financial instruments all in one app, you have the power to spend smart, save more and grow.

Meet our team

Ribbon is part of a UK-India corridor focused financial services group with industry experts and leaders as co-founders and the board

team (2)

Ashesh Jani

CEO & Co-founder

Former Retail and Digital Banking head at ICICI Bank. Leading their U.K., Europe and North America businesses.

team (5)

Rajesh Radhakrishnan

Chief Technology Officer

Experience of implementing, adapting and managing IT infrastructure, applications and platforms along with building cryptocurrency trading platforms and e-wallets

Sal Syed (3)

Sal Syed

Head of Digital

Former Oracle and SAP software services executive, experienced in launching and advising technology startups, delivering FinTech & RegTech solutions, and managing Digital Transformation projects.

Sonal

Sonal Chopra

Head of Compliance

Sonal is an accomplished compliance subject matter expert, with over two decades of banking experience, specifically and most recently related to the UK financial regulatory regime. She specialises in conduct risk and data protection matters.

Team (3)

Anup Ratnaparkhi

Chief Commercial Officer

14 years of rich experience in driving Retail Banking Business, developing sales and distribution channels, building partnerships and alliances and managing product and segment level P & Ls.

Manish

Manish Vaid

Head of Channels

A result driven professional with extensive experience in Business Development, Marketing and Product Management. In his professional career, Manish was Head of Bancassurance & International Business for Kotak Life Insurance (India); and Head of Marketing & New Account Acquisitions for ICICI Bank UK PLC.

David

David Oxley

HR Manager

A HR professional with 15+ years working in the profession, having originally worked in the UK for a large Hospitality Company in the Southwest David now resides in Gibraltar since 2018 and has more recently been working in the fintech and finance space as well as consulting for start-ups in HR.

team (6)

Nuria Harjani

Non Executive Director

Specialises in business advisory, client acquisition, growth and management of portfolios in Finance, E-money and Fintech across Europe

Team (6)

Franco Cassar

Non Executive Director

An experienced financial services professional, including 35 years in UK Retail/Corporate Banking. He has served as an executive Board member of the Gibraltar Bankers Association, Gibraltar Financial Services Commission, Gibraltar Finance Centre Council and Gibraltar Chamber of Commerce and currently holds INED positions in banking and insurance sector companies and non-financial regulated companies.

team (4)

Suchit Punnose

Executive Chairman & Co-founder

Founder of Red Ribbon Asset Management Plc, the ultimate holding company of Ribbon Plc

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Ribbon is not a Bank. Is my money safe?

'Ribbon Plc, Gibraltar company no: 119662 is a subsidiary of Red Ribbon Asset Management Plc, which is a Mainstream Impact Investment company. We follow the principles of the ‘Triple P Bottomline’ arising from Planet, People and Profit. The Ribbon Plc account and cards are issued by Contis Financial Services Ltd who are authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (registered number 900025). The Ribbon Plc account and card are electronic money products which are not covered by the Financial Services Compensation Scheme. The funds will be safeguarded by Contis Financial Services Ltd'

© Ribbon Plc 2022. All rights reserved.